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Across the insurance industry there is growing excitement, along with a rapidly expanding set of technology options. AI tools, automation platforms, and digital submission systems promise to make agencies faster, more efficient, and easier to do business with. But the …
Expert panel examines the state of the market
Insurance leaders say today’s risk environment is creating challenges that are more difficult to predict than ever before. This is leading insurers to rethink how they assess risk and make the right decisions without sacrificing speed and efficiency. “Risk is …
For the past many years, insurance AI has had one clear job, and that is to create claims at a faste...
The actuarial methodology powering insurance risk models is advancing faster than most carriers realize. Here is what is changing
The actuarial methodology powering insurance risk models is advancing faster than most carriers realize. Here is what is changing
Claims data is revealing patterns that risk registers often miss. Two experts explain why that matters
Direct premiums surged 73.9% in five years — reaching $23.2B in 2024 — as catastrophe losses, carrier retreats, and climate-driven repricing reshaped the market. With the national loss ratio now at a historic low of 40.6%, who is winning, who is struggling, and where does the market go next?
For the past many years, insurance AI has had one clear job, and that is to create claims at a faste...
Market experts share the concerns of clients
The life sciences industry, long known for its innovation and complexity, continues to evolve at a remarkable pace. From AI-powered diagnostics to wearable monitors and at-home genetic testing kits, today’s technologies are changing the way products are developed, distributed and …
AI investments by insurers are now expected to generate tangible business value beyond mere efficiency. According to findings in the 2026 Evident AI Index, insurers are now embedding AI technologies into workflows that directly influence underwriting discipline and capital allocation. Christian Preece, Insurance Direct
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