Theguardian iconTheguardianSep 14, 2026

UK credit scores: should you worry about a big shake-up?

Your rating is vital when taking on debt, but you could be in for a surprise as a big player changes its rules Your credit score is the magic number that helps lenders decide whether or not to approve a mortgage, loan or credit card application. Typically, the higher the number, the better your borrowing prospects.

UK credit scores: should you worry about a big shake-up?

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Your rating is vital when taking on debt, but you could be in for a surprise as a big player changes its rules Your credit score is the magic number that helps lenders decide whether or not to approve a...

Typically, the higher the number, the better your borrowing prospects.

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Your rating is vital when taking on debt, but you could be in for a surprise as a big player changes its rules Your credit score is the magic number that helps lenders decide whether or not to approve a mortgage, loan or credit card application. Typically, the higher the number, the better your borrowing prospects.

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  • Your rating is vital when taking on debt, but you could be in for a surprise as a big player changes its rules Your credit score is the magic number that helps lenders decide whether or not to approve a...

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Typically, the higher the number, the better your borrowing prospects.

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