Mutual funds can preserve and grow capital, but building wealth that reliably spans generations depends more on rising family income, business ownership, and succession choices than on returns alone.
Mutual funds are useful for accumulating and preserving wealth, but investment returns alone rarely produce generational wealth without a rising income base.
Practical steps: focus on increasing earning capacity, prudent investing including mutual funds, and clear succession planning if you rely on enterprise wealth.
This is not easily possible if grandmother, mother and daughter are all salaried. Hard work and prudent investing will ensure inflation does not erode the lifestyle of a family. She builds on that and, in her 50s, has enough wealth for the entire family to comfortably live the next 50 years.
It is only because of my parents' sacrifices that I spent 12 years after school educating myself, qualifying myself, and increasing my earning potential. See, our financial independence today is because of our parents' sweat and toil. Because of this, my family has moved back up the social ladder.
Ms Sonia Shenoy asked me this interesting question in a podcast. My answer was that it would be extremely hard. Each generation must earn more than the previous generation.
According to Gaurav Mavi, co-founder of BOP.in, real estate can continue to have a role in a diversified portfolio, but young investors are approaching property differently from earlier generations. Rather than treating a home or property as the default first investment, they are increasingly evaluating it alongside ot
Next-generation HNIs are reshaping family portfolios with greater diversification, formal asset allocation and global exposure. Motilal Oswal Private Wealth's Akash Hariani discusses private markets, pre-IPO investing, Indian equities, overseas assets and portfolio strategies for the next decade.
The media may hype up passive income, but buying and holding appreciating assets is the better move over the long haul.
Christopher Ruane explains why he's attracted to building a portfolio of UK stocks and holding them for the long term as way to try and build wealth. The post UK stocks: a low-effort way to build wealth? appeared first on The Twelfth Magpie .
It usually starts innocently enough: a stock tip from a colleague, a trending news headline, or a weekend spent skimming stock screeners. Fast forward a few years, and you are staring at a chaotic, 50-to-100-stock portfolio sitting deep in the dumps, impossible to track, and thoroughly failing to generate alpha. About
Last Updated on September 23, 2026 at 9:11 pm A reader who sent us the following details wants to know if investing Rs. 75K a month (increasing 10% a year) will fetch him Rs. 10 Crores after 15-20 years with a 12% return expectation. He also wants to know how to allocate this money. Age:32... The post Is Rs. 75K a mont
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