Amex Business Gold Adds UPS.com to $240 Flexible Business Credit

# What changed American Express added UPS.com shipments to the U.S. Business Gold Card's $240 annual Flexible Business Credit effective October 1, 2026. UPS replaces FedEx as an eligible shipping merchant for this benefit.

# What the Flexible Business Credit does now The $240 Flexible Business Credit provides up to $20 in statement credits each month when you use the Business Gold Card for eligible U.S. purchases in the covered categories. With the update, eligible purchases of shipments made directly at UPS.com qualify for those monthly credits. Grubhub and Office Supply Stores remain part of the eligible categories.

# How to get the credit

• Enrollment is required. You must enroll in the Flexible Business Credit either online or by calling the number on the back of your card.
• After enrollment, use your Business Gold Card to pay for eligible U.S. purchases on UPS.com, Grubhub, or at Office Supply Stores.
• The benefit delivers up to $20 in statement credits per month for eligible purchases, for a maximum of $240 per card year.
• Credits typically post up to about eight weeks after your eligible purchase.

# Practical impact for cardholders If you ship regularly through UPS.com, this change lets you channel some shipping spend into an annual credit that can reduce the card's effective cost. The monthly cap means credits are most useful for recurring or monthly shipping expenses rather than a single large one. If you previously relied on FedEx being covered, check how your shipping needs align with UPS before assuming the same convenience or rates.

# Quick action steps

1. 1Enroll in the $240 Flexible Business Credit benefit online or by phone.
2. 2When shipping, pay directly at UPS.com with your Amex Business Gold Card for the purchase to be eligible.
3. 3Track monthly statements for the up-to-$20 credit and allow up to about eight weeks for posting.
4. 4Continue to use Grubhub and office supply merchants with the same Card if those categories match business spend.

# Notable constraints and reminders

• Only purchases made directly on shipments at UPS.com are listed as eligible in the announcement. Third-party or marketplace transactions may not qualify.

# Bottom line For Business Gold cardholders who pay for UPS.com shipments, the change provides a straightforward way to reclaim up to $240 per year through monthly statement credits. Enroll, use the card at UPS.com for shipping purchases, and watch statements for credits that can offset regular shipping or related business expenses.