Use this page to scan recent stories from Paymentsjournal, see the themes that keep appearing, and jump into complete story briefs.
Differences of opinion with regulators have kept Apple Pay out of one of the world’s largest payments markets, but all signs point to an imminent launch for the mobile wallet in India. One of the last remaining questions surrounding the rollout has been which credit card issuer would partner with Apple on the platform.
When Same Day ACH launched a decade ago, the primary use case was for exceptions—such as in emergency payroll transactions, time-sensitive bill payments, and other situations where traditional ACH settlement timelines were too restrictive. Those use cases remain relevant, but they represent only a fraction of how Same
Stablecoins are faster, cheaper, transparent and always-on—making them a top-flight payment option across nearly every use case. Hundreds of billions of dollars of payments volume is set to be optimized using these rails in the coming years. To capture this promise, a flood of stablecoin infrastructure firms have emerg
Even as the failure of the Clarity Act has cast uncertainty over the digital assets industry, some of its leading players continue to move forward. Circle has opened the public mainnet of its long-awaited Arc blockchain, with initial participation from protocols including Aave, Morpho, and Uniswap. The network has also
Latin America’s payments landscape presents a paradox: some of the world’s most advanced payment systems are emerging in a region where moving money across borders can still be remarkably complicated. From Brazil’s Pix to Argentina’s Transferencias 3.0 and Mexico’s CoDi, consumers are embracing faster, digital payment
For an industry that operates across 50 states, navigating prepaid regulation can feel like navigating 50 different rulebooks. With most regulatory action happening at the state rather than federal level, retailers and card manufacturers must keep up with a growing number of requirements—and ensure their products compl
Mastercard is putting a payment card in the hands of AI agents. Through a collaboration with Alchemy, the company is developing AgentCard, which will let AI bots make purchases using tokenized Mastercard credentials linked to a consumer’s existing account. As the Wall Street Journal first reported, Alchemy’s AgentCard
Few payment systems have grown as quickly—or become as central to everyday commerce—as India’s United Payment Interface (UPI). The real-time payments network has set a benchmark for digital payments systems worldwide, making it possible to move money instantly and at little to no cost to users. But even as UPI has rise
WEBINAR From Automation to Accountability: Governing AI in Modern Dispute Operations October 6, 2026 1:00 pm EDT How Can You Balance AI Innovation, Compliance, and Accountability? As AI becomes more deeply embedded in dispute and fraud workflows, new state-level regulations are introducing stricter expectations around
When the UK first floated plans for a payments network built for the digital economy, the obvious question was whether it could take on Mastercard and Visa, whose dominance of the country’s card market has long seemed nearly unassailable. What has emerged is perhaps more surprising. The effort has attracted back from B
India continues to expand its payment connectivity around the world, with several Asian countries exploring links to its central bank digital currency (CBDC). As it pursues cross-border opportunities with its BRICS partners, India is also positioning itself as a potential payment hub for less-developed economies. Accor
Fraudsters rarely operate within the boundaries of a single agency or jurisdiction, but the information needed to stop them often does. The new National Fraud Enforcement Division is designed to close that gap by bringing together federal, state, and local agencies to identify patterns, connect cases, and target organi
Open the app view when you want faster scanning, saved stories, and source-focused reading in one place.