Citi Checking Bonus: Earn Up to $2,500 by Meeting Large Deposit Thresholds

# What the offer is Citi is running a tiered checking bonus for new customers. You can earn a cash bonus by opening an eligible Citi checking account, enrolling in the promotion the same day, and depositing new-to-Citibank funds. The size of the bonus depends on how much you deposit and keep during the required windows.

# How the tiers work The bonus levels and balance requirements in this promotion are explicit:

• $500 bonus: maintain a minimum balance of $30,000 on day 45.
• $1,500 bonus: maintain a minimum balance of $200,000 on day 45.
• $2,500 bonus: maintain a minimum balance of $300,000 on day 45.

# Who qualifies and where you can open an account You qualify if you are at least 18 years old and you have not owned a Citi checking account in the past 180 days. Accounts must be opened in a physical branch or use a residential address in these states: New York, Connecticut, New Jersey, District of Columbia, Virginia, Maryland, California, Nevada, and select markets in Illinois and Florida.

# Fees and account packages Monthly fees vary by account package. Examples given in the offer include:

• Access Account Package: $10 monthly fee, waived with one enhanced direct deposit or one qualifying bill payment per statement period, or a $1,500 combined average monthly balance.
• Basic Account Package: $12 monthly fee, waived with one enhanced direct deposit and one qualifying bill payment per statement period, or a $1,500 combined average monthly balance.
• Citibank Account Package: $25 monthly fee, waived with a $10,000 combined average monthly balance.
• Citi Priority: $30 monthly fee, waived with a $30,000 combined average monthly balance.
• Citigold Account Package: no fee but requires a combined average monthly balance of $200,000 or more in eligible linked accounts.

Check the offer page for the exact fee waiver conditions tied to each package you consider.

# Practical considerations

# Where to find the offer The promotion is available through Citi's offer page and via referral links noted by the publisher. Confirm current expiration or updated terms on the offer page before you act.

# Quick checklist before you apply

• Confirm you have not had a Citi checking account in the last 180 days.
• Verify your residential address falls within Citi's eligible markets if applying without a branch visit.
• Prepare to move the required new funds within 45 days of account opening.
• Plan to maintain the balance for the additional 45-day period to secure the bonus.
• Review fee waiver conditions tied to the account package you choose.